Commercial Real Estate Insights

CRE Investment Metrics and BON Method

CRE Investment Metrics and BON Method

The BON Method is similar to using a cap rate because both are designed to give you a quick estimate of value. Cap rates help investors ballpark a property’s value today based on NOI; the BON Method does the same for future value once the building is stabilized. In that sense, BON is an overly simplistic reversion analysis.

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SBA Lending is loosening up, but inventory is tight.

SBA Lending is loosening up, but inventory is tight.

SBA lending just hit record highs, pushing owner-user demand far ahead of available inventory. With limited office product and attractive SBA financing, pricing remains firm—and condo conversions are emerging as a smart solution for owners. Here’s what’s driving the market and why 2026 is positioned for an owner-user surge.

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Downtown Sacramento: Still the Center of Gravity

Downtown Sacramento: Still the Center of Gravity

Downtown Sacramento isn’t the doom-and-gloom story the national headlines keep pushing. With the lowest downtown vacancy rate in California, steady owner-occupier fundamentals, and new investment at smart pricing, the submarket is clearly resetting—not retreating. The value proposition that has always anchored Downtown remains firmly in place, and the next cycle favors the players who see it now.

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Batten Down the Hatches: The 2026 Debt Wave Is Coming

Batten Down the Hatches: The 2026 Debt Wave Is Coming

A massive surge of commercial real estate debt is coming due in 2026, and higher rates are colliding with softening values. Sacramento owners—especially those with loans maturing between 2025 and 2027—need clarity now. The smart move is to run a simple “refi or sell” analysis before lenders force the

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“Ethan, I am your father.”  Would you like to buy my building?

“Ethan, I am your father.” Would you like to buy my building?

Costar states that Downtown’s overall vacancy factor is 8.7%. However, when you only consider Class A buildings over 150,000 SF, the vacancy factor is nearly 21%. This does not include 250,000 SF available at 1515 S Street, one block from The Ice Blocks Development.  My money is on the fact that the State of California might take over the space at 1515 K Street.  I still believe that Downtown Sacramento “will be back.”  It has so many fantastic draws.

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Sacramento Rents: A Correction That Was Bound to Happen

Sacramento Rents: A Correction That Was Bound to Happen

Sacramento’s rental market has finally hit the brakes. After years of runaway rent growth — up roughly 30–35% since 2020 — prices are softening as unita sit, incomes lag, and development slows under high construction costs and interest rates. Average rents have dipped to around $1,850, and effective rates are even lower. This isn’t a crash, it’s a long-overdue correction — the market finally catching its breath and finding its rhythm again.

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About the Author

Tom Bacon – BRE #00859571

Tom Bacon has been assisting clients with their commercial real estate needs since 1984. The commercial real estate industry is a long term, relationship business. In dealing with others, a level of understanding must be achieved before the end goal can be achieved. We focus on exceptional work every step of the process while keeping an eye on the desired outcome. An exceptional outcome is the natural conclusion to a professionally orchestrated transaction or assignment.

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